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Property Refinancing
Refinancing is where homeowners switch their home loan to another bank for a lower interest rate. As interest rates are constantly changing, a good rate five years ago may not be a good rate now. Typical home loan raise their interest rates after 3 years hence Refinancing is usually done when you hit the 4th year of your home loan or after. The process involves legal and lawyers’ fees which you negotiate a subsidy (from the bank offering you a new home loan) for. Sounds tedious? Our mortgage specialists can help you find a preferred refinance mortgage package with legal subsidies.
Why Refinance
Obtain a lower interest rate
Shorten the term of their mortgage
Cashing out profits and tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt
One of the best reasons to refinance is to lower the interest rate on your existing loan. Ideally you can reduce your interest rate by at least 2%.
Let us get you the best rates, whether it is fixed, or pegged to SIBOR, SORA, Fixed Deposits, or even Board Rates and explain the differences and risks involved in different mortgage interest rate packages.
Share details of your current and let us check your eligibility.
Once you’ve chosen your home loan, we’ll submit and track it all the way till approval.